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Don't Underestimate the Issue of Mâl (Wealth)

Waste of wealth among Muslims often occurs due to materialistic, hedonistic, and secular lifestyles imported from non-Islamic ways of life into Muslim-majority countries, including Indonesia. flexing What we have been witnessing on social media lately is a certainty, where this kind of pattern is not just about showing off wealth, but also 'thirsty' for praise.

Just look, everyone, from educated people to laypeople, is trapped in a hedonistic trap that they don't realize stems from. This is compounded by the perception that material things (possessions) are separate from their inherent value.

This perspective, which detaches value from material things, is undoubtedly due to the influence of materialist ideology, which remains deeply embedded in Muslim society. Materialism has undermined the human economic order and has led to environmental destruction due to the deconstructive exploitation of natural resources driven by capitalist ambitions.

Discussing wealth and its sharia objectives cannot be separated from a belief system based on the Islamic perspective. Therefore, an Islamic worldview is needed to explain the status of wealth. It is important to understand that wealth is (al-mâl) get a special place privilege in Islam.

Since its appearance, treatise Islam came with a mission to spread benefit (welfare) for mankind. The main purpose of the treatise is as a guide to human life, especially in creating benefit (welfare) that is in accordance with the principles of Islamic teachings, not based on conventional teaching principles.

Maslahah or those that are more commonly associated maqâshid shari'ah can be interpreted as the goal of sharia to maintain the continuity of human life in an orderly manner by paying attention to worldly welfare based on benefit religion (Tahir, 2001).

Therefore, maqashid is the basis of existence sharia. Maqashid itself includes four thing that is worship, habit, transaction (interaction with humans) and criminal law. Of the four forms maqashid it is divided into three levels benefit. First essential benefits (primary), second benefit pilgrimage (secondary), third tahsiniyah benefits (tertiary) or takmiliyah problems.

Third benefit All of these are accumulated in one estuary, namely to protect religion ((حفظ الدين, soul,(حفظ النفس) intellect,(حفظ العقل) descendants,(حفظ النسل) and wealthحفظ المال)) (Asy-Syatibi, 1968). Considering the importance of these five benefit This has resulted in placing religion as the most important thing and wealth (mal) is also included in its maintenance.

In relation to property (al-mâl) of course as a Muslim who understands sharia, must understand that the main source of wealth comes from the Qur'an or hadith which are the primordial principles of sharia, then studied and verified by scholars who are experts in interpretation, fiqh and ushul fiqh.

In the Qur'an the word al-mal with various forms of the word is mentioned approximately 87 times, divided into 38 letters and 79 verses. In another narration, the word (al-mal) It is mentioned 86 times in 76 verses and 38 letters.

From 86 words mall shaped simplex with various pronunciations, then 61 times in the form of a noun congregation (amwal) and this number includes words that have the same meaning as mal, for example, rizq, qintar, mata' And kanz (Read; Taringan, 2012).

Basically, according to the Quran, if a word is repeated many times, it conveys to Muslims the importance of the repeated word. This emphasizes the word "treasure." (al-mâl) whose mention is always repeated.

For example in a letter [al-Kahf: 46] "Wealth and children are the jewels of the world, but deeds that are eternal and righteous are better rewarded with your Lord and better to be a hope" In the letter [al-Anfâl: 28] "And know that your possessions and your children are but a trial and that surely with Allah is a great reward."

Likewise in the letter [al-Munâfiqun: 9] "O you who believe, do not let your wealth and your children neglect you from remembering Allah. Whoever does that, then they are the ones who are the losers." 

If we look at the wording of the verses quoted from the three surahs above, it is clear that wealth is a responsibility or trust entrusted to humanity by God. To safeguard this trust and responsibility, a Muslim is required to use his wealth wisely.

Guidance on utilizing assets must be in line with and in accordance with the laws. maqâshid sharia which has been determined according to Islamic law, not according to conventional legal requirements. If this is done in accordance with the corridor sharia, then the wealth will provide a value which is called a reward in the form of 'reward'.

Meanwhile, if you use assets that are outside the provisions of Islamic sharia, it is certain that these assets will not provide value, benefits or benefits, but instead will receive strong threats from Allah. The threat here contains several meanings, it could be a 'threat' with a heavy response in the afterlife, it could also be a 'threat' containing the meaning that the wealth obtained will not be lost. blessings, which does not result in the owner receiving benefits.

In relation to wealth management too, one of the messages of the Prophet to his people was regarding wealth (al-mal) Muslims should never underestimate the issue of wealth. Likewise, the use and exploitation of wealth are regulated and explained in this noble and perfect Islamic law.

Rasulullah Shallallâhu 'alaihî wasalâm reminds; “The two soles of a servant’s feet will not move on the Day of Resurrection until he is asked (asked to account) about his life and how he spent it, about his knowledge and how he acted on it, about his wealth and where he acquired it and where he spent it, and about his body and how he used it?” [HR. At-Tirmidhi, no. 2417]

This great hadith shows the obligation to regulate and manage the expenditure of wealth by using it for good things and things that are pleasing to Allah, because on the Day of Judgment humans will be asked to account for the wealth they spent while in this world. [See Bahjatun Nâzhirîn Syarhu Riyâdhish Shâlihîn: 1/479]

May the treasures we have receive blessings and benefits, thereby increasing our sense of gratitude and bringing the owners closer to Allah SWT as the true owner of treasures. Amîîn ya Rabbal Alamîîn.

Photo source from google.com

And Allah knows bestâb

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2 comments

Batuter January 7, 2025 at 3:40 pm

It's interesting to see how materialism can influence how we view wealth in an Islamic context. In your opinion, what concrete steps can Muslims take to avoid the trap of hedonism and focus more on the goals of Sharia in wealth management?

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RobiulTasman Tasman January 7, 2025 at 11:55 pm

💌.

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